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How to Close First Progress Credit Card |🥇 Everything You Need to do

How to Close First Progress Credit Card |🥇 Everything You Need to do

If you're not happy or in need of you First Progress Credit Card, you've come to the right place. In this guide, we'll walk you through the process of how to close your First Progress credit card effectively and without issues.

To close a First Progress credit card, you first need to pay off all the debt incurred on the card. This includes money spent and any interest that's been accrued. Once that's done, the owner can contact First Progress directly to close the credit card permanently.

Step 1 – Clear Your Credit Card

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The very first thing that you'll need to do is clear your First Progress credit card. This means that you must pay off all outstanding debt on the card. It's not just the money that you've spent that you'll need to clear though, you have to pay off any interest that has accrued over the months as well.

The total balance of your credit card should include all debt and interest. If you've made any purchases within the past 30 days, it's worth paying the card off. You don't want to incur any interest on those as well. If you leave it too long, then interest may be charged on those purchases. This will increase the debt that you must pay off even more.

To clear your card, you can pay it off by using the official First Progress website or by phoning the bank directly on 1-888-403-4783. On the website, you can navigate to your account and pay your credit card bill directly. On the phone, you'll need to verify your identity with the customer support staff before you can clear the debt on your card.

Step 2 – Close the Credit Card

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This is the key section when learning how to close your First Progress credit card. Now that you've paid off all of the outstanding debt, it's time to close the credit card. The best way to do this is to phone First Progress directly. The number to call is 1-888-403-4783.

When you're through to the customer support team, you need to ask them to close your credit card account. There's an important distinction between your normal account and the credit card account. You can't get a credit card from First Progress without a standard account first. You probably don't want to close that as well.

The customer support team will take you through the process of closing your account. They may ask for some personal details, including your account number and routing number. Likely, they'll also ask you for your Social Security Number and some other details to verify who you are.

Step 3 – Check Your Credit Card is Closed

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This is a crucial step. Your First Progress credit card has an annual fee charged even if you don't use the card. If you think you've closed the account, but don't check that it's closed, then you could end up being charged this fee plus interest.

You can check that your credit card is closed by logging into your account and viewing the available cards. If the credit card was closed correctly, it shouldn't exist on your account anymore. Should the credit card still be listed under your account though, you'll need to get back in touch with First Progress to ensure that it's properly closed.

Conclusion

To close your First Progress credit card, you simply have to pay it off and contact First Progress. The helpful customer support team will be able to close the card for you. If you have any outstanding balance to pay off, they'll be able to take a payment to ensure you aren't charged more than you should be.

Now that you've closed one card, it might be worth taking out a new one that will help your credit score. Such as a Chase Freedom credit card.