After months of convincing, your wife finally lets you buy that new console. You pre-ordered weeks in advance. You’ve been working overtime for days to save money for it. When the sale goes live, you quickly add it to the cart. You’re a click away from your dreams. Except, your Cash App Card is empty. You need to add money to your Cash App, fast.

Thankfully, Cash App’s very user-friendly. Everything is just a few taps, right in your app’s menu. Because your Cash Card is in affiliation with your Cash App account, it will have immediate access to your Cash App balance.

There are three different ways that you can do to add money to your Cash App Card – bank account, credit/debit card, or loading from Walmart. In this article, we’ll walk you through each step to get your money to your Cash App Card instantly.

How to use a Cash App card after activating it in the app - Business Insider
How to Add Money To Your Cash App Card | Square.com

How To Link Your Bank Account to Cash App

Before you can add money to your Cash App Card, you have to link your bank account. When your Cash App is linked to your bank account, it’s easy and free to transfer money between the two. Cash app has only three requirements for your linked bank:

  • Your bank must be based in the United States.
  • There must be at least a $1.00 balance in your bank account.
  • Your bank account needs to have maintained an active status.

Bear in mind that prepaid cards and online-only payments such as Paypal cannot be linked on Cash App. Take note that when you first link your bank account, Cash App will be withdrawing $1.00 to validate your account.

How to Validate Your Bank Account on Cash App

How to add a credit card to your Cash App account

Should your bank and bank account status fits the bill, you can easily add your bank. To link your bank account to your Cash App, there are only five easy steps:

  1. Go to the Cash app home.
  2. Tap on the “My Cash” tab found on the lower left-hand part of the screen.
  3. Tap the “Add Bank” button.
  4. Follow the instructions on the screen. This process will require your bank routing and account numbers.
  5. Validate your account.

How to Change or Delete Your Bank Account on Cash App

If you have to change any information or wish to delete a bank account from your Cash App, don’t worry. Here’s how you can do it:

  1. Go to the Cash app home.
  2. Click on the “My Cash” tab found on the lower left-hand part of the screen.
  3. Click on the bank account that you wish to modify.
  4. Select the “…” button.
  5. Choose either “Remove Bank” or “Replace Bank”
  6. Follow the prompts.

How to add money to your Cash App Card from your bank account

Once your bank account is linked, you can easily add money to your account. To load your Cash App using your linked bank:

  1. Go to the “My Cash” tab on your Cash App home screen.
  2. Click “Add Cash.”
  3. Choose the amount that you want to your Cash App Card
  4. Tap “Add.”
  5. If you have more than one bank account, you may choose from which one to add cash.
  6. Validate your transaction through Touch ID or PIN.

How to add money to your Cash App Card through debit or credit card

So, you have already linked your bank account. However, you realize that you want to use your debit or credit account to load your Cash app instead. Here is how to link your credit or debit card to Cash App:

  1. Go to the “My Cash” tab on your Cash App home screen
  2. Select “Add a Credit Card”
  3. A page will pop up that will ask you to key in your credit or debit card number.
  4. Follow the prompts

As soon as you have successfully linked your Debit or Credit Card, you will be able to load your Cash App instantly.

Here is how to deposit money into your Cash App Card through Debit or Credit Card:

  1. Go to the “My Cash” tab on your Cash App home screen
  2. Select “Add Cash”
  3. Choose the amount that you want to add to your Cash App Card
  4. Tap “Add”

Cash App supports all major debit and credit cards such as Visa, Mastercard, American Express, and Discover.

How to add money to your Cash App Card at Walmart Stores

If you’re having a hard time with the previous options, you can also drop by your local Walmart. With just your Cash App ID, Walmart lets you load your Cash App Card through their counters for a $3 fee.

How to Check Your Cash App Balance 

Once you have cashed in, it’s always good to check if the cash in actually went through. There are three ways to check your Cash App Balance: In-App, Desktop, or ATM. Both the website and the app will be able to show you your 12 months account transaction history. 

While Cash App may have functionalities similar to a regular bank, they’re both still different. It’s good to remember that funds cashed into Cash App are not FDIC insured. With this, it’s always good to regularly check your balance and take note of any questionable transactions.

Frequently Asked Questions

Does Cash App Card work with ATMs?

Yes, you can. Cash App Cards work with any ATM for a $2 fee. Most ATMs will charge an additional fee for using a card that belongs to a different bank.

Is Cash App anonymous? Do I have to share my personal information?

Cash App does not require validating your personal details to open an account. You can remain anonymous throughout your usage. Using the in-app usernames known as $Cashtag, you can send and receive amounts without your bank details.

How can I increase my Cash App limit?

Cash App lets you receive up to $1,000 per 30 days and lets you send $250 within a 7-day period. These limits can be increased if you validate your identity. Upon validation, you can increase your Cash App limit to send up to $7,500 a week. This also allows you to receive an unlimited amount at any given time period.

How do you validate your identity on Cash App?

You can validate your Cash App identity with your full name, birthday and the l last 4 digits of your SSN.

Can I have more than 1 Cash App Account?

Yes, you can. However, you will need to have a separate email address and mobile number for each account.

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