Apple Pay is a fantastic digital wallet. It's built into your phone, so you never need to bring any cash anywhere. You can also dump your wallet because all of your cards should be stored safely in this secure space on your smartphone. You can even move money using nothing but that digital wallet. This guide explains the steps you need to go through to transfer funds from Apple Pay to Chime. Keeping your cash secure between your banks.
Transferring money through Apple Pay is straightforward. Using the Apple Cash option within the application, you can choose to transfer money from one bank to another. The transfer should complete within 30 minutes.
If you've activated your Chime card then we'll go through this proces in a bit more detail to ensure that you understand how it works.
1. Open Apple Cash
Opening Apple Cash isn't something you may have done before. It's a niche service within Apple Pay, which you'll probably be using to pay for products in stores more than anything. To open it, find the card for the bank you want to transfer money out of. Once you've found it, tap on it, and then tap on the image of three dots that indicates the ‘more options' menu.
2. Transfer the Funds
Once you've opened up the Apple Cash facility for one of your cards, you can begin the transfer process. There should now be an option on your screen to ‘Transfer for Bank.' Tap this button.
On the next screen, you'll need to enter the amount you want to transfer. Type it in and confirm it by tapping ‘Instant Transfer.'
3. Select Your Chime Bank
With all the above complete, you need to choose which bank you're sending the money to. In this case, we're showing you how to transfer from Apply Pay to Chime, so we'll use Chime as our bank of choice.
If you have already added your Chime card to Apple Pay, select that card when asked to choose a bank to transfer to. If you haven't, you'll need to go through the process of adding the card before you can make this transfer.
Once you've chosen the bank, the transfer should be complete within 30 minutes. There is an option to transfer at a slower pace, which will take between one and three business days. This may be the only option available to you with the bank you're transferring funds from. If the only option you see is for this longer transfer window, you'll have to choose it.
What if I Can't Transfer From Apple Pay to Chime?
In some cases, users have reported that they can't make a transfer to Chime in their digital wallet. These cases almost always come down to the bank being used. Some banks don't recognize Chime as an official bank. If that's the case, you won't be able to use Apple Pay to make a transfer. The bank's rules underline everything you can do in this application, so you can't work around those rules if you've already tried in the bank's online system.
If you run into this issue, try transferring money from a different bank. This could be the solution that will allow you to finally move the funds.
Taking money from one bank and transferring it to another doesn't need to be a lengthy process. You can do it all from within the same application that you use to pay for goods everywhere contact-free. Make sure that all the cards you have are added to your digital wallet, and you'll never have trouble moving your cash around. Just make sure that your banks all work together, otherwise, you'll have to avoid specific combinations that might cause you issues in the future.