Where to Load a Chime Card |πŸ₯‡ Get Your Money on Your Card

Chime is one of the most convenient online banks out there. You can sign up for an account easily and have a card to spend cash on within days. As an online bank, it's free to send money between users. However, there are times that you simply need to put cold, hard cash on your Chime card. Luckily, this is also incredibly easy. This guide will cover where to load a Chime card and how you can do it.

To load a Chime card, you just need to visit one of the more than 90,000 retail locations such as Walmart, 7-Eleven, Walgreens, and Speedway that act as cash deposit partners. Through these partners, you can deposit cash up to 3 times a day with a limit of $1000.

Chime works with a range of retailers to ensure that there are sufficient locations for users to load their cards at. In total, there are now more than 90,000 physical locations where users can load their cards.

Where Can I Load a Chime Card?

Where-to-Load-a-Chime-Card

The retailers that Chime works with to allow you to load your card are as follows.

  • 7-Eleven
  • Duane Reade
  • Walmart
  • Walgreens
  • Dollar General
  • Speedway
  • CVS
  • Family Dollar
  • Holiday Station Stores
  • Rite Aid
  • Pilot Travel Centers (Pilot Flying J)
  • GMP Investments
  • Holiday Station Stores
  • Circle K Stores
  • TA Operating LLC (Travel Centers of America)
  • Sheetz Incorp
  • Cumberland Farms Corp
  • Royal Farms
  • Krause Gentle (Kum & Go)
  • Kwik Trip Inc

While these are the confirmed retailers where you can load your card, there are others. Chime may not officially list some retailers, but they will display a sign stating that you can load your card with them. Look for this sign if you are unsure if you can load your card at a particular location.

How to Load a Chime Card

load-a-chime-card

To load your card, all you need to do is stop at one of the above locations. It doesn't matter what branch you stop at. As long as the store is listed above, you can load your card there.

Next, you just have to ask the cashier to load your Chime account with either the cash or check you want to use, and then give it to them. They will load your card, and you can go and spend that money on your Chime card.

However, there are some limits to this process.

Fees and Limitations When Loading Your Card

cashier

Limitations

You can only make three deposits to your Chime spending account within a 24 hour period. If you make three deposits, then you'll have to wait for the next day before you can load it again. This is why it is better to gather together all of the money you want to deposit. This way, you can make as few deposits as possible, allowing you to deposit more should you need to.

The second limitation is the amount you can deposit per day. You can deposit up to $1,000 to your Chime spending account in a 24 hour period. If you need to make multiple deposits, be sure to adhere to the three deposits per day limitation above. Once again, it's better to get all of your deposits together so you can make as few as possible. You still need to ensure that the total is under $1,000 though.

Finally, you can only deposit $10,000 into your Chime spending account per month. This limit cannot be changed, so if you need to deposit more per month, you may need to look elsewhere. Both of the above limitations still apply within this one.

Fees

Lastly, there may be fees applied to your account for making deposits in this way. These fees will vary from location to location and are applied by the third-party service being used to deposit your cash.

Some of these services will make a charge per transaction based on a percentage, while others will have a fixed fee. Each location may also have its own limitations on how much you can deposit per day, week, and month that differ from Chime's own. Be sure to check what the fees and limits are before you make a deposit.

Conclusion

To load your Chime card, all you have to do is head to one of the retail partners listed in this article. The cashiers will help you load the card with your funds. The only thing to watch out for is the retailer's fees and the limits on how much you can deposit.

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