Brigit is a great app that gives you access to cash advances, budgeting help, credit building, and finding a side hustle. If you find that this app may not be the right fit for you, then you might be wondering what other apps like Brigit can offer. Fortunately, there are a lot of options available that you might be interested in.
|Apps Like Brigit||Pros||Cons|
|Dave||Cash advances up to $200 |
Help building credit score with LevelCredit
No overdraft fees or minimum balance fees
|$1 per month subscription fee|
|MoneyLion||Cash advances up to $250 ($300 for members)Credit building option|
|$1 to $19.99 per month subscription fees depending on service|
|Earnin||Cash advances up to $500|
Automatic cash advances with Balance Shield
No fees for service
Prizes available for saving money
|Lack of Privacy -> GPS Data.|
Not working for Freelancers.
|Cleo||Cash advances up to $100|
Clever AI for help with budgeting
Credit building card with no credit check or interest
|$14.99 per month for Credit Builder Card|
$5.99 per month for Cleo Plus subscription
|Empower||Cash advances up to $250|
Up to 10 percent cashback
No overdraft fees or minimum balance fees
|$8 per month|
If you are ready to learn more about alternatives to Brigit, here is everything you need to know.
Apps Like Brigit
All of these alternatives to Brigit will help you to better manage your money and possibly even your credit. Be sure to thoroughly read each review to determine which one is the right fit for your finances!
Dave is a great option if you are looking for apps like Brigit. This subscription-based website will set you back $1 per month, but you get some tremendous benefits from it. It has many of the same features that Brigit users have come to know and love.
If you are looking for a payday advance, Dave offers an interest-free cash advance that can easily rival that offered by Brigit. They offer up to $200 per pay period, which is just $50 shy of what you can borrow with Brigit. There are no fees and no credit checks to determine eligibility for this handy financial service.
Dave also allows you to work on building up your credit score. They partner with LevelCredit to allow you to report rent and utility payments to the major credit bureaus. Ordinarily, this service costs $100 per year. With a Dave subscription, this service is absolutely free.
Banking with Dave also has a lot of benefits that users love. You can kiss excess fees goodbye with this program. There are no overdraft fees and no minimum balance fees. There are even 32,000 MoneyPass ATMs that you can use without incurring a fee.
Perhaps one of the most useful features is their budgeting program. It helps you to identify how much you can spend while still paying all of your bills on time. You can even find a side hustle to help boost your monthly income with their Dave’s Side Hustle feature.
Many people turn to MoneyLion because of its similarity to Brigit. They both offer up to $250 cash advances with no interest and no credit check. All you have to do is download the app and link your checking account to make use of MoneyLion’s Instacash service. You will have to pay a small fee if you want your funds instantly.
If you get your direct deposits sent to your RoarMoney accounts or sign up for a Credit Builder Plus membership, you can earn Instacash advances of up to $300.
Banking with MoneyLion in one of their RoarMoney accounts is easy and convenient. They are very transparent about their fees. You will pay a $1 monthly administration fee to maintain your account (fee is waived with a Credit Builder Plus membership).
If you are interested in alternatives to Brigit that allow you to build your credit, MoneyLion is a good option. Enroll in their Credit Builder Plus membership for $19.99 per month. You will borrow anywhere from $500 to $1,000 with an APR that ranges from 5.99 percent to 29.99 percent. Make regular and timely payments on your loan and you will start to see an increase in your credit score.
Another benefit of using MoneyLion is their investment option. You can choose to invest funds in a personalized portfolio with no minimum account balances based on your preferred risk tolerance. Better yet, there are no management fees for this type of account.
For information on how to add cash to the Cash App, check out our other complete guide here.
Among the apps like Brigit, Earnin is a great option. You can get a greater cash advance on your paycheck with Earnin than you can with many of the other popular platforms. Their Cash Out feature allows you to earn up to $500 per pay period from your check with no interest fees.
With Balance Shield, you can also get automatic cash infusions into your bank account. They will send you a message when your balance falls below a certain amount. You can even set up automatic Cash Outs so that you receive money in your account to prevent overdrafts.
One of the greatest benefits of using the Earnin app is that there are no fees charged for their service. Instead, you can give them an optional tip to compensate them. This is always optional and declining a tip does not alter your access to those services.
Earnin also gives you a great incentive to save money. With their WeWin feature, you choose to save more money. In turn, you are entered to win weekly cash prizes that range from a measly $0.10 all the way up the grand prize of $10 million!
Are you looking for a fun way to learn more about your personal finances? Cleo is one of many apps like Brigit, but they have a unique twist. Their artificial intelligence, affectionately named Cleo, will actually roast you for your poor spending habits.
Being held accountable in a lighthearted way may actually make you more likely to slash your extraneous spending habits.
If you are someone who frequently needs access to a cash advance, then Cleo might not be the right fit for you though. Unlike Brigit which offers up to $250, Cleo can only spot you up to $100 when you need it. The good news is that there are still no fees and no interest on these cash advances.
To qualify for a cash advance, you must sign up for the Cleo Plus subscription service for $5.99 per month.
Much like Brigit, Cleo also allows you to build up your credit with a Credit Builder Card. Their card features no credit checks and no interest. This service will cost you $14.99 per month, but it also gives you access to the card, cash advances, cashback rewards, and priority support.
Empower is a great choice for those who want to gain access to their funds before their paycheck comes in. You can get a cash advance worth up to $250 with no interest, no late fees, and no risk to your credit when you use this app. This is the same amount you can get from Brigit, making it a great competitor.
If you use their Empower card, you can also score great cashback. Their cashback offers are based on your spending history. They may offer you up to 10 percent cashback, which even rivals what some of the top credit cards are offering.
The only downside to using Empower is their monthly subscription fee. Using this service will set you back by $8 per month. However, there are no minimum balances, overdraft fees, ACH transfer fees, or ATM fees for those that are in network.
Finding Apps Like Brigit
The good news is that it isn’t hard to find apps like Brigit that will help you to better manage your money. Whether you want something for cash advances, credit building, or simple budgeting, you are sure to find what you’re looking for with one of these handy apps.